Gold Zakat Calculator — Nisab of Gold & 2.5% Zakat
Enter the weight of gold you own for each karat (24K, 22K, 21K, 18K…). The tool converts each row to pure gold, prices it at today's live world gold rate in your local currency, compares it with the Shariah nisab of 85 grams of pure gold and shows the exact zakat due (2.5%).
Calculate your gold zakat
Add one row per karat you own — uses live spot gold prices and live FX rates.
Add your cash holdings in local currency to include them in the zakat pool.
If you also own silver, enter its weight to add its value to the pool.
85 g · 12,267.71 USD
Hawl condition: a complete Hijri year (354 days) must pass over the nisab amount without dropping below it.
How is gold zakat calculated?
Zakat is due on gold once your holdings reach the Shariah nisab of 85 g of pure gold (equivalent to 20 gold dinars) and a full Hijri year has passed. According to the majority of scholars, even gold jewellery worn for personal use is subject to zakat when it meets the nisab.
The value is taken at the gold price on the day zakat is paid, not the day of purchase. The amount due is 2.5% (a quarter of a tenth) of the pure-gold value.
Different karats are converted to pure gold by multiplying weight by purity: 24K = 99.9%, 22K = 91.6%, 21K = 87.5%, 18K = 75%.
The formula in short
- • Pure gold = Σ (weight × karat purity)
- • Gold value = pure gold × today's price per gram in your currency
- • Zakat = value × 2.5%
Why is the nisab 85 grams of gold?
The Prophet ﷺ set the nisab of gold at 20 dinars. A gold dinar weighs roughly 4.25 g of pure gold, so 20 × 4.25 = 85 g. This is the threshold contemporary jurists use for zakat on gold and its monetary equivalents.
Calculating zakat across karats (24K, 22K, 21K, 18K)
Convert each holding to pure gold using its purity: 24K (99.9%), 22K (91.6%), 21K (87.5%), 18K (75%), 14K (58.3%). Sum the pure-gold weights, compare with 85 g, then multiply the value at today's price by 2.5% if nisab is reached.
Zakat on worn jewellery
Scholars differ on jewellery worn by women. The Hanafi school requires zakat unconditionally; the majority exempt it unless intended for hoarding or trade. Paying it is the more cautious view, especially when nisab is clearly exceeded.
When and how to pay gold zakat
Pay after a full Hijri year over your nisab. Many prefer Ramadan for the multiplied reward. You may pay in gold of the same kind or in cash to the eight categories of recipients listed in Surah At-Tawbah (verse 60).
Frequently asked questions about gold zakat & nisab
This calculator is a guidance tool using the mainstream view (85 g and 2.5%). For specific cases, consult a trusted scholar or your country's fatwa authority.